The Great Recession of 2008 is still the overarching story here. Bay Point's median household income dropped by 15 per cent from 2010 to 2014. After the wave of foreclosures, those who remained made a big effort to buy their houses, which resulted in a 10 per cent spike according to American Community Survey 2014 estimates (from 50 to 60 per cent). With more money compromised to mortgage payments, this resulted in less income dedicated to other expenses.
"People need more money to achieve self-sufficiency, but they're not getting it," said Betty Geishirt, director of SparkPoint, a non-profit that oversees finances in the county. Since the recession, SparkPoint has been trying to help renters findcredit to purchase their homes at an affordable rate. Commuting for work is already expensive, and the balance between travel, mortgage and other living expenses is harder to find.
SparkPoint is hosted by the Ambrose Community Center, which serves Bay Point, west Pittsburg and other unincorporated suburbs in the region. It is also where the Municipal Advisory Council, appointed by the county since 2006, gathers once a month to make decisions and suggest priorities to the District V Board of Supervisors, who represent the cities in the north shore of Contra Costa county.
As a meeting point for sporty middle schoolers, dancing housewives and all elders, Ambrose is the only official place where community crosses paths. But often, it too, looks as vacated as the rest of the town.
"Without a high school in Bay Point, teens have to commute to Concord or Pittsburg, and it's hard for them to come," said Ambrose Parks and Recreation Board Member Mae Cendaña Torlakson. "Right now, people here are mostly working outside of Bay Point and they don't see what we offer, they just go work, go home and outside the area on the weekends."